See our featured lenders on the right side.
Only online applications are considered. Why? Because vetting of your application also happens online. This means your ID is scanned on all credit bureaus to ascertain risk, online.
But all in all the application process is extremely easy. You will be required to create an account and submit your personal details including bank account details and employment history.
No documents are required at all.
You submit no proof of income (pay slips), no 3 months bank statements are required,no proof of residence, no copy of id is required, no documents are faxed or emailed at all. No employment confirmation required.
Application is completed online and that’s all.
Cash in your account same day within seconds (minutes).
Whilst there are lenders that offer pay day loans to individuals with poor credit profile . Instant online pay day loans are offered to individuals with acceptable or good credit profile.
It is also important to mention that whilst a lender may offer up to say R3,000 pay day loan , this value is offered based on your affordability score. So a lesser value may be approved.
1. First National
3. Standard Bank
It's a fact , most people prefer to see who there are dealing with face to face. So it's natural that security concerns when applying for instant pay day loan online top the list. Lenders featured here have added enough security feature to safeguard applicants namely :-